The One Thing You Can Only Find Out About Due Diligence

Working hard and delving deep leads to…

… exhaustion.

I wish to call this positive exhaustion.

It’s serving a purpose.

You may wish to rest.

Follow your instinct.

Rest.

Nature has stopped you from working beyond a point.

Work beyond that point could be counter-productive. That’s what your system feels from within. Listen to it.

How long are you going to stay away?

As long as your system baulks at pending due-diligence.

When do you get back?

When your system looks forward to pending due-diligence once again.

This way, the quality of work upon your return will be A+.

That will lead to high-quality investment.

Manipulation / Fraud / Ponzi – I Reject You

I detest manipulation, and manipulators. 

I like people who are straight-forward, without hidden agendas. Simplicity is gold. Simplicity breeds success. Simplicity gives satisfaction from within. 

All the twisting and turning, wheeling and dealing, wangling and dangling of manipulation makes me want to puke. 

Therefore, manipulators, frauds, Ponzis, I reject you. Manipulation doesn’t make the manipulator happy. Try it and see. I’m 100% sure your story won’t have a happy end.

Rejection is a simple process. When you reject something, you stay away from it. You get out of its way when it is in the vicinity. You head off elsewhere when that something is headed in your direction. Everyone’s probably been rejected sometime or someplace, so everyone probably understands rejection. 

Well, rejection is one thing, but how does one recognise a manipulator, fraud, or Ponzi?

Recognition is key. 

This breed of people talk sweet. They appear harmless. They don’t lose arguments. Quick, witty, sharp. Fast thinkers. They keep you hanging. Give ambiguous answers. Mostly, they like to not answer at all, so as to keep you dancing around them, making you more vulnerable to their schemes or ulterior motives. If you’re interested in their something, they use silence as a weapon. You’re hot, you’re interested, they’re silent, makes you hotter, makes you more interested. The idea is that ultimately, when the manipulator breaks the silence, you lap up whatever you’re getting. Also, they keep you hungry for more. Manipulators are vicious, vile people. 

Where manipulators push you to act, slowly, but steadily, by twisting and turning your world in the manner they consider appropriate (since you’ve given them that power), frauds outright present a reality which sucks you in to sign the dotted line. Frauds sell a dream. It’s a great dream. You want to be a part of it. It overwhelms you. It’s almost too good to be true.

Ponzis are frauds. They sell the dream of unrealistically large returns. They count on greed to cloud your vision. They lure new sets of investors by distributing investorial proceeds from one set of investors as dividends to slightly older investors, and so on and so forth, till the bandwagon is overloaded with thousands of investors paying full-throttle only to see the Ponzi vanish next day, with everything, never to be heard of again. 

When someone doesn’t give you a straight-forward answer, walk the other way. Don’t bother with benefit of doubt, just walk the other way. With very high probability, you’ll have avoided a manipulator. When someone uses silence as a weapon, walk away ten miles. Warn everyone of a mega-manipulator in the neighbourhood. Analyze sweet- and smooth-talk ten times. Is there any truth in what’s being said, or are the words an eye-wash, hiding a fraud behind themselves? If you’re not greedy, you won’t fall for a Ponzi. Don’t be greedy. Period. 

You’ve hit full cycle. 

You’ve understood the existence of the breed we speak about. It has dawned upon you. Let’s call this “internal realization”.

Then comes “external recognition”, of the breed being in your vicinity, and trying to exercise its powers upon you. 

Lastly, comes “complete rejection”. 

Well done. 

You’ve saved yourself from lots of emotional and or monetary trouble. 

Spread the word. 

How Will I Know?

What?

How will I know what?

Well, what do you think?

How will I know if I’m on the right track…? !!

I’m sure you have asked this question…many times. 

If not, you need to.

Why?

You’ve realised that you’re your most reliable source.

You know you.

Therefore, you need to ask this question… to yourself.

This is the marketplace, not some low-stakes video-game parlour.

Lives and futures hang on your decisions.

Make these the right decisions.

How will you know you are on the right track?

It’s quite simple, really. 

Once you’ve heard the answer, you’ll probably go in denial. 

You’ll probably say, naehhhh, this can’t be it.

Believe me please, it is. What’s totally simple need not be worthless. In fact, the best ideas in the world are…simple. 

You’ll know. 

You’ll feel right. 

There’ll be a sense of satisfaction. You’ll feel comfortable. 

Your mind will be sorted. It will make the body feel at ease with an endorphin burst. 

That’s how you’ll know. 

It’s that simple. 

Take the wrong decision, and the opposite things will be happening. Try it out. Trust your reflexes. 

Learn to rely on yourself. 

This is the marketplace we’re talking about…

…where…

…you’re on your own. 

Not in the Mood?

Right, good.

You don’t have to be. And good that you’ve recognized it.

Mood sets the tone for success… or failure.

For example, just now, I’m not in the mood to conduct due-diligence. There’s one company which has sparked my interest, a few days ago. Work needs to be done, to decide whether I’m investing or am out. Quality of work needs to be of the highest order. Otherwise I might take a wrong decision, meaning that I might invest in a dud, or might reject a multibagger. And what happens? I’m not in the mood to conduct any kind of due diligence. For whatever reason. What’s to be done?

Nothing.

I just don’t conduct it.

Period.

What if the opportunity goes away?

So be it. Another will come along. When? Whenever. World is full of opportunities.

Why am I so pricy about my behaviour?

Well why not? It’s called being in the sweet spot. You call all the shots. Including working when in the right frame of mind. Such a condition enhances the probability of success.

When will I be conducting the due due-diligence?

When would that be?

Whenever it happens naturally, without artificial pressure.

Am I just born lucky, to be in a position to work when I want?

Well, I’ve definitely had my share of great luck, and continue to have it, by the grace of Nature. On the other hand, and to put things in perspective, I also have, over the last twelve years, worked hard to create a situation for myself where I only invest when I wish to. There’s no pressure on me to invest. My bread and butter isn’t dependent on it. I call it being in the sweet spot.

Work towards your sweet spot.

Now.

Apple just went Retina plus, right?

Not that your retina is going to register it, …

… but we’ve entered the retina plus age, …

… and nobody intends on stopping.

Where’s this going?

“They” themselves don’t know.

Similar goes it perhaps with your funds in the bank.

Work towards your magic number.

Fine.

Totally fine.

Fine fine fine.

Wish for you that you go beyond…

… your magic number.

What happens for you then?

Do you revise your magic number, and start working towards your new magic number…

… thus enslaving yourself for life?

Or…
…do you now start functioning…
… beyond money?

Think about it.

Do you cap it at retina? I mean, you could then use your time and resources to something bombastically world-changing, something that has nothing to do with retina?

Or…
… will you continue to be a zombie?

Wish for you, that you take the “wake-up”  decision upon arriving at above juncture.

🙂

What is it about Vacuums?

I borrow often.

Shocked?

You won’t be, after you hear my borrowing ideology.

You see, I only borrow against a solid structure I’ve already created. Free and idle cash makes me take grossly irresponsible and wrong decisions with itself. I’ve learnt to first bind my free and idle cash in a structure, and then to borrow against this structure to create another new and ultimately free-standing structure. I’ve been amazed at the quality of investment decisions coming through for me with this methodology.

Also, I try to only borrow for the purpose of creating this new (solid) structure. Because I’m creating this new structure with borrowed money, this makes me work that much harder during due diligence.

Furthermore, I borrow to create vacuum.

As you understand already, vacuum attracts flow.

On top of that, and this is the icing on the cake, when I’ve borrowed, there’s pressure on me to save, and to nullify the borrowing as soon as I possibly can. Believe it or not, this fact, coupled with the principle of attracted flow, leads to the borrowed amount being filled up (paid back) very, very fast indeed.

What I then have left standing is my original solid structure.

Oh, yeah, I also have my new structure, which I have just created, and which will serve me.

So worth it.

There’s no God, is there?

Or is it just us?

We’re both good and bad, us humans.

Sometimes we strive for the highest. At other times, we stoop to the lowest.

Yeah, it’s just us.

Our best deeds appear Godly to someone in need. Someone or the other plays God to someone or the other in a spot, every now and then.

And that’s amazing. Of course an act like that sure helps that someone in need, but what does an act like that do for the someone who’s doing it?

Vacuum.

Are you familiar with the principle of vacuum?

Vacuum governs flow.

High-pressure flows towards low-pressure. Vacuum is as low-pressure as it gets.

What kind of flow does an act of charity attract?

Goodness.

By doing good, you attract more goodness towards you.

Goodness can even take the form of wealth.

Boost your wealth.

Be good.

Commit copious acts of goodness.

Play God to millions.

Let there be no need for an actual God.

I don’t like saying it, but that’s the best cushioning / protection you can give to your portfolio.

Truth is truth.

Benevolent principles need to be propagated.

I don’t care about how awkward it looks.

I write because I care.

Shooting Straight, Shooting Right – Finding One’s Structures.

What are the right shots?

Who calls them?

Who doesn’t call them?

How many wrong shots? Before a right shot?

Why this discussion?

Yeah, I ask a lot of questions. I’ve become oblivious to the pain connected to the world finding out my exact level of silliness.

Yeah, I don’t keep my silliness under wraps. I’M NOT EMBARRASSED ABOUT MY SILLINESS. If you are, about yours, you are doing something grossly… WRONG. You are going to have huge problems finding what works for you. Reason – you’re not getting it out of your system – oh it’s so embarrassing, oh it looks so silly, oh it’s awkward…well stay where you are then, NOBODY is sorry for you. 

I’m silly, them a little more, then maximum, till I’m not silly anymore, for a while. That’s when right shots happen.

What are we talking about?

Life is about taking pot-shots at something or the other. Yeah, ultimately, it boils down to that. You take a shot – at something. If you don’t, you are just left twiddling your thumbs, and life passes you by. 

Once, me and my brother were fighting. We were kids. My grandfather heard the commotion, and stopped us. He just had one thing to say – and he said so much with that one sentence. He said that 100 years – they just pass you by in a flash. So stop fighting. Try and enjoy your togetherness. Whoaahhhh!!!

We’re not going to let life pass us by just like that. We’re going to first call the right shots, and then take them. 

Right shots don’t just happen. 

Before something fits, many things don’t. 

You just have to keep on taking shots. 

Forget about disappointment, embarrassment, awkwardness, silliness, what have you. 

Keep on taking…shots. 

On and on. 

Something will fit. 

Wait for it. 

It feels right. 

Build up on it. Copiously. 

You’ve been groping in the dark, and have found something that works for you. Don’t let it go. Build on it. Till you can’t anymore. Let the structure stand. Let the structure be there for you, forever. 

Then, look for your next structure.

What Do You Live For?

From target to target…

…what are we striving for really?

We achieve… and move on. 

Next step, please.

Yeah, that is a recurring phrase / question on my mind. 

I climb a small step, and I ask myself – what is the next step?

Then comes identification of this next step. 

Then comes climbing of it. 

Then comes the question again. 

What is the next step?

One can go on and on like this. 

What is it that we actually want to achieve?

Goals will come and go. 

Something or the other will always be out of whack. 

You fix it. 

Something else starts to bother you. 

You fix that. 

Then something else. 

You get the picture. 

The question being asked here is … what is the driving force? What gives us satisfaction? What are we in it for?

Different people might give different answers. 

My take is that it boils down to one thing. 

The feeling of exhilaration…after a target…that endorphin burst…that sense of having gotten somewhere…that excitement about being on the right track…about being vindicated…that something…however which way you wish to describe it…is it. It is that what we strive for. I feel so. At the centre of things in life, is the desire for that state of being. My humble opinion. 

I try and stay with it. Once that feeling comes, that is. If comes off and on. There are so many targets in life, mostly small ones. So the endorphin burst happens quite often actually. For that matter it happens while exercising too. Whenever it happens, however it happens, I try to stay with it. I try to enjoy that moment. That moment gives it all a very beautiful meaning. 

Staying with the moment…didn’t someone else say that? Wasn’t it the Dalai Lama? 

Deciding to Invest?

An investment opportunity comes along.

How do you react?

This is how I react.

First up, funds. Do I have clear funds to invest? No? Forget it, obviously.

Funds – maybe? Meaning, if I do some wangling around, fund demand could be met? Ok, move on to next step before taking a decision on the wangling.

Funds – clear – yes? Next step by default, but I’m telling myself that I’m not letting these hard-earned funds go just like that. The opportunity will need to clear my scrutiny. Period.

Then – time? Do I have 15 clear days to conduct deep due diligence.

No? Forget it. I may be travelling. Some event might occupy my time and mind. No time – no investment. Period.

Yes? Ok. Next step.

Energy? Due diligence is exhausting. I need energy reserves. My body and mind tell me. If they’re up to it, I’ll know. If not, the sheer idea of due diligence at that point will make me want to puke. Such is the power of mind and body to convey a message. No energy means improper due diligence. Not happening. No investment.

Yes for energy? Body is alive. Mind is alert. Moving to next step.

Due diligence. Digging deep buddy. I’m going to get under their skin. I’ll pick out their lie. I’m going places they won’t imagine I could get to. The internet is my oyster. We’ve never had it so good wrt information flow and disclosure. I start digging, and get so engrossed, that I forget about time.

Due diligence scrutiny check block oblique spoiler alert oblique deal-breaker? Could be an uncovered lie. Recently I discovered 100% pledging in a company, with everything else ok. Could be any dirt or its tracks. No investment.

Due diligence cleared. Go back to funds – maybe. Bring out mental weighing scale. Is the investment so worth it that I’ll wangle fund demand?

No? No investment.

Yes? Next step.

Think clearly. Very hard earned funds are about to go away for a while. What does the sum total of my everything tell me?

No? For whatever reason. I don’t question my sum total. No investment.

Yes?

Investment.

Happy investing! 🙂