Happy Ninth Birthday, Magic Bull!

Hey,
 
Just turned nine!
 
🙂
 
We’ve seen stuff…
 
…in these nine years.
 
What is our endeavour?
 
We’re in the business of creating wealth.
 
What is wealth?
 
It is something that multiplies over a period of time, …
 
…, perhaps over a long period of time.
 
Wealth affords one things – comfort, medicare, education, luxury, and what have you. So does surplus income, but wealth has the capacity to do this whilst keeping its principle value intact, taking care of our need, and still retaining a large surplus.
 
On the grass-root level, wealth is an idea.
 
Look at it as a multiplication matrix.
 
When we’re looking at money through the spectacles of this multiplication matrix, we’re looking to create wealth.
 
When we’re looking at money without using such spectacle framework, well, then we’re looking at sheer liquidity, income, surplus income / funds etc.
 
In this form, funds are spent, or put into an instrument which returns less than inflation. Funds are burnt over time, and over the long-term, their buying power takes a huge hit.
 
Wealth, on the other hand, returns way beyond inflation. Over the very long-term, returns can even be triple-digit per annum (not using the word “compounded” yet). Double-digit returns, per annum compounded (ya, using it now), are normal. 26% per annum compounded gives a 1000%+ return over 10 years (triple-digit per year)!
 
Wealth kills inflation, and then some, actually, and then lots!
 
The assimilation of wealth doesn’t necessarily follow a linear mathematics.
 
It is better to not look at this mathematics on a day to day basis.
 
Wealth is best created out of sight, out of mind.
 
Why?
 
During the journey to wealth, one needs conviction in one’s rock-solid research.
 
Observing day to day trajectory deviation makes one lose such conviction.
 
Worst-case scenario can be to interrupt the wealth-creation process, or to stop it altogether.
 
One encounters many colleagues on the road towards wealth-creation.
 
Sure, everyone wants in.
 
Who ends up creating wealth?
 
In other words, what’s the wealth-creation mind-set?
 
Our basics have been put in place, by us, laboriously, in the beginning.
 
As in, we have a basic income going. Our needs for the next couple of years are taken care of.
 
We’ve been pickling any incoming surplus away.
 
We don’t need to draw on it for a while, for reasons explained above.
 
Our research is rock-solid.
 
Our small entry quantum strategy has been fine-tuned thoroughly.
 
However, we’ll keep at it, tuning further as per requirement.
 
We believe in ourselves, our research and our strategy.
 
WE are going to end up creating wealth.
 
Holding on to wealth and seeing it through to its logical conclusion will be the next challange.
 
Great year ahead, Magic Bull!
 
🙂 🙂

You knew that Other Big Thing about Wealth, right? 

Yeah that one… 

… the one that contains the phrase “the more you give, the more you get”… 

…? 

Of course you did. 

Who’d have thought otherwise?

However… 

…knowing is one thing… 

… and doing is the real deal. 

Knowing doesn’t necessarily make you do. 

Full-on realization does. 

How’s that going to happen? 

By understanding the principle of flow. 

Flow? 

Why flow? 

What’s flow got to do with it? 

One would perhaps study flow… 

… in physics… 

…? 

That’s exactly it. 

Wealth behaves as per the laws of natural science. 

It flows from high-potential to low-potential. 

When you give, energy flows away from you. 

Vacuum is created. 

New energy flows to this vacuum. 

Vacuum attracts flow. 

It’s a law of nature. 

New wealth flows towards the giver. 

Vacuums have compounded attraction-force. 

Thus compounded new wealth flows towards the giver. 

Need I say anything more? 

I’ll say it nevertheless. 

Whatever you can, whenever you can, wherever you can… 

… GIVE! 

Apart from turning even wealthier… 

… you’ll feel this other thing. 

It’s called content. 

It’s bigger than wealth. 

Lots of wealthy people die wealthy, but few die content. 

The One Basic Difference between Wealth and Income 

What’s with this wealth vs income series? 

It goes on and on. 

So what? 

Any problems? 

Thoughts are like threads. 

They can be pulled into infinite. 

Also, they are a realm in which one has unlimited freedom. 

The speed of thought is faster than the speed of light. 

Think about it. 

From here to there – anywhere – Jupiter – Uranus – some other universe – in a flash. 

Explore your thoughts. Pull them out into infinite threads. It pays. 

We are trying to understand the meaning of wealth. 

How is it different from income?

What’s the one elephant-in-the-room factor that sums up this difference? 

Is there even such a factor? 

Yes, I feel there is. 

Maybe someone’s come up with this before. I don’t care. We all stand upon the shoulders of giants, as do I. From there, we generate our two pennies. 

So, how is wealth intrinsically and basically different from income?

Income is something you take out of your flow, to finance your everyday environment, including shucking up for nitty-gritties in day to day lives of those who depend upon you. 

Wealth can be generated from that portion of your flow that has not been taken out for mundane use. This flow, which has not been taken out, has then been simultaneously allowed to coexist by you in a different form, over a long period of time. It accrues, compounds and multiplies – over the long period of time – into wealth.

The most lucrative things in life are also the most simple ones. 

Being simple doesn’t come easy to most of us. 

That is why the majority of humans are not wealthy. 

Wealth vs Income – the What-When-Why? 

Income… 

… comes into your account… 

… on a regular basis. 

You spend a good part of it to keep your ball rolling. 

If you save even a fraction, well you’re good, because this ain’t really an age of savers. 

Saved income goes into an asset. 

The asset either generates more income…  

… or, it generates wealth. 

What is wealth?

Wealth is not income. It doesn’t come into your current account regularly. 

Wealth accrues. 

Wealth compounds.

Wealth multiplies. 

Wealth grows in a skewed fashion, like an exponential curve.

You don’t look at your wealth-generating asset everyday. Once a month is more than enough. 

Wealth funds big events. 

Wealth likes time, to grow. 

Wealth separates you from those who are hungry. Hunger is not limited to food. 

Have you understood the nature of wealth?

What do you strive for, income or wealth?

That’s a huge question.

I’ve answered it for myself.

It’s taken 12+ years to find the answer.

I’ll tell you.

I now strive to create wealth.

Why?

Because income has become just a number to my mind.

Yes, that’s the answer for me.

Learning to define the quest for income or wealth requires the appropriate state of mind.

When income becomes just a number to your mind, addition to it doesn’t satisfy you anymore.

Yeah, the kick is missing…

…the thrill-factor…you know what I’m talking about. 

In an effort to rekindle this missing element, you then look to create wealth.

There’s enough additive securing you. 

You start going for the multiple. 

🙂

Is it just the Japanese?

No.

It’s us too.

We’re all whacky, at some level.

Humans have quirks.

Different ones to make the world go round.

Normal for me would be idiosyncratic elsewhere.

And vice-versa.

So there we are.

The other day someone was talking about panty-automats and strawberry-excretia. Way off the bell-curve, thought I. What was it about the Japanese?

Then, how were we perceived, as people?

We do have some ugly habits, us Indians.

Ever seen a guy doing an ayurvedic nasal-cleanse on the road? Sure.

Most leave the ayurvedic out.

Occupying someone else’s seat – we’re champions at that.

I’m sure you’ve heard of Indian Standard Time.

Cleaning house and throwing the dirt on the road outside our house – yeah, we’re geniuses.

However, one of our quirks is actually positive.

We SAVE.

It’s inborn. In our genes. Adding up. Compounding. All this comes naturally to us.

Yeah, silver lining. Does redeem us a bit, since this particular quality is in short supply, the world over.

Here’s hoping that we infect other nations with the savings bug.

Also, every nation has some positive quirks. Let’s look for these, to adopt.

Cheers!

🙂