From Park Mode to Flow

Funds find their way …

… to where they want to be.

Thus, if you’re sitting on some surplus, let it sit.

Pressure will be there, to do something about the funds.

Park.

There’s a German saying.

Aus den Augen, aus dem Sinn.

Meaning, that what’s away from one’s eyes is also away from one’s mind, literally translated. However, you do get the drift.

Park your funds in such a manner, that you can’t immediately see them.

It can be something as simple as a savings account linked fixed deposit.

I prefer liquid funds, with my broker in between.

To call in the funds, I need to dial my broker. Then, a full working day needs to elapse before I have access to the funds in my savings account. I find this activation barrier slightly higher than logging in to net banking and nullifying a fixed deposit. That would give access in just two minutes. Too soon for me. I use my off-set day as a buffer, to perhaps contemplate about really going ahead with fund deployment or not. Access in two minutes would mean firing the gun without proper contemplation.

Yes, put an activation barrier between you and your funds. On purpose. Then they are truly parked. What do you do when you park your car? Handbrake on? Of course. So it is with parking of funds too. You put the handbrake on. Your activation barrier is the handbrake.

Now?

Now nothing.

Sit.

Do other stuff.

Lead a full life. Enjoy your life.

Time will pass.

Opportunities will come …

… and go.

Are they making you jump out of your seat?

No?

Right.

Keep park mode on.

Eventually, something will come along that will make you jump.

Homework gives a green signal.

You will want to be in. Every cell in your body will say so.

Kill park modus.

Let the funds flow to where they want to flow, into this opportunity that is making you jump.

Let it be has now turned into let it flow.

Advertisements

Deciding to Invest?

An investment opportunity comes along.

How do you react?

This is how I react.

First up, funds. Do I have clear funds to invest? No? Forget it, obviously.

Funds – maybe? Meaning, if I do some wangling around, fund demand could be met? Ok, move on to next step before taking a decision on the wangling.

Funds – clear – yes? Next step by default, but I’m telling myself that I’m not letting these hard-earned funds go just like that. The opportunity will need to clear my scrutiny. Period.

Then – time? Do I have 15 clear days to conduct deep due diligence.

No? Forget it. I may be travelling. Some event might occupy my time and mind. No time – no investment. Period.

Yes? Ok. Next step.

Energy? Due diligence is exhausting. I need energy reserves. My body and mind tell me. If they’re up to it, I’ll know. If not, the sheer idea of due diligence at that point will make me want to puke. Such is the power of mind and body to convey a message. No energy means improper due diligence. Not happening. No investment.

Yes for energy? Body is alive. Mind is alert. Moving to next step.

Due diligence. Digging deep buddy. I’m going to get under their skin. I’ll pick out their lie. I’m going places they won’t imagine I could get to. The internet is my oyster. We’ve never had it so good wrt information flow and disclosure. I start digging, and get so engrossed, that I forget about time.

Due diligence scrutiny check block oblique spoiler alert oblique deal-breaker? Could be an uncovered lie. Recently I discovered 100% pledging in a company, with everything else ok. Could be any dirt or its tracks. No investment.

Due diligence cleared. Go back to funds – maybe. Bring out mental weighing scale. Is the investment so worth it that I’ll wangle fund demand?

No? No investment.

Yes? Next step.

Think clearly. Very hard earned funds are about to go away for a while. What does the sum total of my everything tell me?

No? For whatever reason. I don’t question my sum total. No investment.

Yes?

Investment.

Happy investing! 🙂