Auto is our Motto

What are you doing…

…that’s not on auto?

Next question is, why is it not on auto?

On purpose?

Sure, there’s some stuff that you’d like to reserve for manual. That’s absolutely fine. 

Not on purpose?

Meaning you want it to be on auto, but haven’t done so?

Right. 

Why not?

Meaning, why are you not using that one big benefit of the twenty-first century – to your benefit?

Lazy?

Couldn’t care less?

Too complicated?

In a rut?

Whatever. 

Bottomline is, you’re losing out. 

How?

You’re losing out on…

…time…

…growth…

…evolution…

…prosperity…

…sense of fulfilment…

…sense of purpose…

…and what have you.

You can also start figuring out for yourself how you are losing out on these things amongst other stuff. No spoon-feeding here. 

Automation is the minimal requirement of our times. 

Automation requires transcending an activation barrier. 

This is a one-time input, before the concerned process goes on auto. 

This is also the step which makes many lose interest in going auto. 

Well, from nothing comes nothing. 

You will have to put in that time and energy for the one-time input that pushes the process into auto-mode. 

There is no way around it. 

However, each time you’ve gone auto, you’ll get a huge sense of accomplishment. 

You’ll want to recreate that feeling again and again and again. 

You’ll want to put more and more stuff on auto. 

With so much of auto stuff adding to you from the background, your life will become fuller. More enjoyable. More time to pursue whatever you wish to pursue. More time to be…

…you.

Cheers. 

Small Shoots to Big Trees

What do I see around myself?

Lots of small shoots. 

Wherever I look, there are small shoots. 

Does this make me happy?

You bet. 

Why?

Why not?

I mean, you don’t see any trees. 

So?

You’ve been at it for a while.

So?

All you’re seeing is shoots. Does that satisfy you? None of your efforts is a big tree in all this while.

That’s a very narrow-minded, greedy and fast-buck remark. 

Explain. 

For each of the shoots I see around me, twenty efforts have died their death. However, one shoot managed to entrench itself. This one shoot is firm, and goes very deep into the ground. It’s roots have become very strong. It is now ready for the world and has decided to show itself over the ground.  Over the next many, many years, with my meticulous nurturing, this very shoot shall grow up into a mammoth tree with unprecedented positive consequences.

I see. And, you’re saying that you see many such shoots around yourself?

Yes, many many.

Wow.

Yeah, i’ve been busy. I’ve tried and discarded many things. What remained didn’t want to leave me. It got planted and grew roots. Now that the shoots are growing, they are mostly on auto-pilot. Some need tending to once a day, some once a week.

Does that give you empty spaces in between?

Yes.

How do you fill these empty spaces?

I do, and I don’t.

Meaning?

Unless something new refuses to leave me, I don’t wish to plant another tree.

Why?

I’m happy enough tending to what I have.

So you’ve reached the…what’s that called?

Sweet spot?

Yes, you’ve reached the sweet spot. But nobody knows about you. You’re not famous or anything.

That’s why the spot is sweet.

Meaning?

Nobody disturbs my privacy. I can go where I choose. Do what I want. I don’t need to share my time with anyone if I don’t want to. There are no compulsions imposed upon me. 

Do you think you will be famous one day?

When these shoots grow into big trees, that might happen.

Do you want it to happen?

I want my trees to grow. Not sure today about fame. It kills personal life. I like my life and its pace.

Any regrets?

Sometimes, I get lonely. It’s the nature of the path. Despite family and a decent social life, loneliness is still there. Applied finance requires a lot of alone-time. 

How do you deal with that?

I start tending to a different shoot. Financial. Non-financial. Recreational. Creative. Gap gets bridged, and then the loneliness is gone. 

When it’s not wrong to be wealthy 

Wrong statement? Or question? Or whatever the topic is supposed to be? 

No. 

Right question. 

When is your being wealthy not wrong for the scheme of things?

When you put your wealth to good use…

…when you take the world a few steps forward,… 

… then. 

When is your being wealthy useless for the scheme of things? 

When you sit on your behind… 

… and do nothing constructive with your wealth,… 

… that’s when.

That’s also when your wealth is gonna be a one-off. 

Just you watch. 

Nature’s not put you where you are… 

… FOR NOTHING… 

…! 

Make it count. 

Now. 

Heard of regret? 

A meaningless life fills one with regret at the time of death. 

Or so they say. 

That would be a pathetic state of mind to carry forward, wouldn’t it? 

So different from a feeling of content about having lead a meaningful life and having brought happiness to many, huh?  

Think about it. 

Wealth should not lead to mental degradation. 

On the contrary, it should catalyze and nurture comprehensive growth all around your nucleic personality.

Yeah, give off your wealth, as does a tree laden with fruit.

Multiples obey skewed mathematics

Income-oriented linear growth… 

… is single-digit. 

There’s something safe about it. 

It’s going to be there tomorrow, and after that. 

Safety means less return. 

You’re ok with that as far as basic income is concerned. 

Not so the case when it comes to wealth. 

With wealth, the multiple comes into play. 

Multiples dance to a different tune. 

The search for multiples can lead to negative return – for a while at least. 

It’s risky. 

The level of reward is coupled to a corresponding level of risk. 

In comes time. 

Wealth-play is palatable because of time not pushing you to the wall. 

With time on your side, the ingredients of your cooking-pot have ample opportunity to sprout and grow into big trees. 

If growth is not able to take off owing to lack of circumstance, this becomes the breeding ground for negative return. High deductibles add to the bleeding. After all, it’s wealth you’re seeking to generate, and there will be a little blood. 

Such is the game. 

If you can’t stomach the ride till the multiples emerge, play the income-game full-time instead. 

However, once you start to digest the wealth-game, you realize that is really quite headache-free and pretty much an auto-pilot avenue. 

You’ll even start to like it when the first multiples emerge! 

Are You Still Trying to Find Yourself?

Yes?

It’s ok.

In fact, it’s even good.

“It’s the question that drives us (Neo)!”

The search is a struggle, sure.

Struggle means growth.

Keep growing.

Let the search be on.

As long as possible.

Result?

Maximal growth.

In your effort to find out who you are, you do many things.

You try stuff out.

You interact with lots of people.

There’s tremendous Karma-exchange.

You are in various situations.

You are tested many times.

You can draw upon all this experience.

It’s your been-there-done-that.

The growth-component this search has caused is your takeaway.

Keep making that takeaway bigger.

And, it’s the only real takeaway.

We’ll leave our cash behind.

Food will become poison after a certain age.

Growth will imprint upon our energy.

Growth is ours.

We’ll carry it forward, wherever we go.

This body, that body, no body, any body.

The Age of Shocks

We are in it. 

Bang in the middle. 

There’s some shock almost everyday. 

Even Yellen’s words have shock effects. 

Had anyone even heard of Yellen a few years ago?

Natural disasters, terrorism, scams, frauds, upheaval…

…well, you have no choice…

…but to incorporate them into your market strategy. 

If you don’t, well, God bless you and God help you. 

So, where do we stand. 

Definitely towards value. 

Growth – hmmm, we’ll take growth after we take value, in a stock picked up for value. 

We’re not following any growth strategies. 

Let growth happen as a matter of course. 

We’re not entering something which is in the middle of growth. 

We’re entering it before its growth potential is apparent to everyone. 

Why?

Stocks, whose growth is apparent to everyone, are very susceptible indeed, should they show even one bad quarter. They can be cut down to half their size even if one ruddy quarter goes out of line. That’s the problem in the age of shocks. 

What about stocks with growth potential which are in the doldrums?

Well, bad quarters are the norm for them, temporarily. One more bad quarter is not going to make much of a difference. It will make a small but digestible difference. Nowhere near the effect the bad quarter will have on a growth stock. 

Yes, the way to go is contrarian. 

We’re going contrarian with our eyes open. 

We’re not picking the dogs of the Dow, or the rats of the Sensex.

We’re picking gems people are throwing into the dustbin. 

What’s this dustbin?

We’ve made this dustbin. 

In cyber-space. 

It scans what people throw away. 

It couples 4-7 algorithms, makes them into a mother-algorithm, and scans. 

Today, one doesn’t need to know how to programme to achieve this. 

One just puts the algorithms together on any leading equity website. 

One concocts one’s dustbin. 

One looks in the dustbin everyday. 

What have people thrown away?

Anything that looks valuable?

No?

Let’s move on. 

Yes?

Lovely. Lets take a closer look. Let’s take this stock that’s looking valuable, and let’s put it through the works. 

Let’s fully analyze the stock. 

We do our analysis. 

Takes us a day or two. 

It’s yes or no time. 

No?

Move on. 

Yes?

Look at the charts. Pick up accordingly, in the next day or two. 

Quantum?

Small. 

So on and so forth. 

 

Excelling in Non-Conducive Environments

People are born to excel in conducive environments. 

It’s no great shakes. 

With an appropriate environment around you, you move and shake…

…the world. 

Fine. 

Where’s the growth?

You’re doing something that comes naturally to you, something you’re good at. 

Frankly, there’s not much growth here. 

Sure, your environment grows. 

Whether you grow in the process or not…that’s the question. 

You definitely grow more in a scenario, where you’re thrown into a non-conducive environment. 

Try excelling there. 

Ha!

See!

Let’s see you excel there, let’s see if you’ve got what it takes.

Why’s is this important?

Toughen up, people. 

Lose your comfort-zones. Come out into the open. Do something extraordinary. Excel in non-conducive environments. 

Where’s the fun? That’s what you’re asking, right? Fine. Good question. 

You can always have your fun. 

It takes nothing for you to walk into a conducive environment and start excelling. 

You can always do this. 

For example, if you’re a born teacher, you can always hook up with an institution and commence some classes. Or, if you like languages, you can just enrol with some institute and start learning a foreign language. 

That’s always there. Your backup. For when you’re down. But, right now, what are you doing right now? When you’re world’s A1, how are you then reacting to your good fortune? Are you toughening up? Are you looking around for non-conducive environments to excel in?

It’s difficult to lift yourself up and motivate yourself when you’re looking like a fool and feeling out of place. That’s just it. The act of lifting and motivating yourself – the sheer strength of body, mind and character required – will make you grow immensely. 

Why growth?

What’s so important about growth?

It’s your strength backup account. You can draw on it. It works in a non-linear and metaphysical fashion. It can lend you energy by sheer thought transfer, just by remembering something strong and gutsy you might have done before, in a difficult situation, in a non-conducive environment. 

Build up this account in your spare time. This is one account you’ll actually take with you when you leave the body. This account is real wealth. Its remnants get stamped onto your soul. Build it. Build it more than you build up your physical wealth account. That’s the one you’ll be leaving behind, for your kin to blow, if you’ve not sorted your affairs out properly. 

What are typical examples of non-conducive environments?

Being trapped in a difficult marriage, and having a child or children from the marriage. Leaving the environment is heavy on the kids. Some battle it out for the sake of the kids. They try to make the best of a non-conducive environment for the sake of someone they love, someone who looks up to them. 

Working in an environment for which one is not cut out. Happens. It’s a destiny-play. One glides into it without being able to help it. One can walk out, sure, but not without affecting the lives of many, adversely. Many remain. They battle it out in a non-conducive environment. They grow from within. 

Being trapped in a difficult friendship. Walking out could hurt the other irreparably. Some remain, for as long as it takes. They take some hits in the bargain, but they also grow. 

Being a second-rate citizen in a foreigner-unfriendly country. Tough. Has some advantages, though. Career, wealth-building, systems, language, good education and prospects for children, internal growth…amidst humiliation, sometimes back-breaking work, lack of recognition etc. Many battle it out, keeping the larger picture in mind. Many have no other choice. All grow. 

These are just some examples. 

I’m sure you can add to this list by looking at your own life. 

Don’t be sad. 

It’s ok. 

It’s ok to grow. 

Even if the environment is non-conducive. 

Take it in your stride. 

Conducive breathers will come.